Tell Me If This is Ridiculous Or Not

"It’s choice – not chance – that determines your destiny". – Jean Nidetch



Yeah I had the interview and it went fine.I was actually surprised at myself,because I was cool and calm during the Interview.It was with 2 people,a lady and a man.The Lady said she actually like the way I was answering the questions,but the guy kept bringing up the fact that I have only been with the company for just a year,cos I think the other people that are interviewing for the post has been with the company for sometime now.Anyway thatz their cup of tea,I know if God has that plan for me,I will get it.


Anyway back to the post for today.I know most of us always shout at the ridiculous prices of insurance premium and atimes you end up just donating money to the insurance companies without filing a claim and when you file a claim,they increase your premium.Have you ever thought about the insurance companies as someone's business and they are trying to make a living as well.

Do you know the insurance companies has what they call the "STELLA AWARDS OF INSURANCE CLAIMS",just like Grammy awards?Well they actually dd.Let me go ahead and share a couple of claims that were paid out by insurance companies and these are the winners for the "STELLA AWARDS OF INSURANCE CLAIMS" for 2003 and 2004 respectively.

2003

The winners are from the 8th place position to 1st place:

#8: Stephen Joseph of San Francisco, Calif. Joseph runs a non-profit group whose goal is to ban the "trans fats" used in many processed foods and which are indeed very unhealthy. But to help gain publicity for his cause, Joseph, an attorney, chose one food that uses trans fats -- Oreo cookies -- and sued Kraft Foods for putting the stuff in the snack. The resulting publicity over "suing Oreos" was so intense that Joseph dropped the suit after just 13 days. He never even served the suit on Kraft, showing that he had no interest in actually getting the case heard in court. What real cases got pushed aside during his abuse of the courts to get publicity for his pet organization?

#7: Shawn Perkins of Laurel, Ind. Perkins was hit by lightning in the parking lot Paramount's Kings Island amusement park in Mason, Ohio. A classic "act of God", right? No, says Perkins' lawyer. "That would be a lot of people's knee-jerk reaction in these types of situations." The lawyer has filed suit against the amusement park asking unspecified damages, arguing the park should have "warned" people not to be outside during a thunderstorm.

#6: Caesar Barber, 56, of New York City. Barber, who is 5-foot-10 and 270 pounds, says he is obese, diabetic, and suffers from heart disease because fast food restaurants forced him to eat their fatty food four to five times per week. He filed suit against McDonald's, Burger King, Wendy's and KFC, who "profited enormously" and asked for unspecified damages because the eateries didn't warn him that junk food isn't good for him. The judge threw the case out twice, and barred it from being filed a third time. Is that the end of such McCases? No way: lawyers will just find another plaintiff and start over, legal scholars say.

#5: Cole Bartiromo, 18, of Mission Viejo, Calif. After making over $1 million in the stock market, the feds made Bartiromo pay it all back: he gained his profits, they said, using fraud. Bartiromo played baseball at school, but after his fraud case broke he was no longer allowed to participate in extracurricular sports. Bartiromo clearly learned a lot while sitting in federal court: he wrote and filed his own lawsuit against his high school, reasoning that he had planned on a pro baseball career but, because he was kicked off the school's team, pro scouts wouldn't be able to discover him. His suit demands the school reimburse him for the great salary he would have made in the majors, which he figures is $50 million.

#4: Priest David Hanser, 70. Hanser was one of the first Catholic priests to be caught up in the sex abuse scandal. In 1990, he settled a suit filed by one of his victims for $65,000. In the settlement, Hanser agreed not to work with children anymore, but the victim learned that Hanser was ignoring that part of the agreement. The victim appealed to the church, asking it to stop Hanser from working near children, but the church would not intervene. "It's up to the church to decide where he works," argued the priest's lawyer. When the outraged victim went to the press to warn the public that a pedo priest was near children, Hanser sued him for the same $65,000 because he violated his own part of the deal -- to keep the settlement secret. The message is clear: shut up about outrageous abuse, or we'll sue you for catching us.

#3: Wanda Hudson, 44, of Mobile, Ala. After Hudson lost her home to foreclosure, she moved her belongings to a storage unit. She says she was inside her unit one night "looking for some papers" when the storage yard manager found the door to her unit ajar -- and locked it. She denies that she was sleeping inside, but incredibly did not call for help or bang on the door to be let out! She was not found for 63 days and barely survived; the formerly "plump" 150-pound woman lived on food she just happened to have in the unit, and was a mere 83 pounds when she was found. She sued the storage yard for $10 million claiming negligence. Even though the jury was not allowed to learn that Hudson had previously diagnosed mental problems, it found Hudson was nearly 100 percent responsible for her own predicament -- but still awarded her $100,000.

#2: Doug Baker, 45, of Portland, Ore. Baker says God "steered" him to a stray dog. He admits "People thought I was crazy" to spend $4,000 in vet bills to bring the injured mutt back to health, but hey, it was God's dog! But $4,000 was nothing: he couldn't even take his girlfriend out to dinner without getting a dog-sitter to watch him. When the skittish dog escaped the sitter, Baker didn't just put an ad in the paper, he bought display ads so he could include a photo. His business collapsed since he devoted full time to the search for the dog. He didn't propose to his girlfriend because he wanted the dog to deliver the ring to her. He hired four "animal psychics" to give him clues to the animal's whereabouts, and hired a witch to cast spells. He even spread his own urine around to "mark his territory" to try to lure the dog home! And, he said, he cried every day. Two months in to the search, he went looking for the dog where it got lost -- and quickly found it. His first task: he put a collar on the mutt. (He hadn't done that before for a dog that was so "valuable"?!) After finding the dog, he sued the dog sitter, demanding $20,000 for the cost of his search, $30,000 for the income he lost by letting his business collapse, $10,000 for "the temporary loss of the special value" of the dog, and $100,000 in "emotional damages" -- $160,000 total. God has not been named as a defendant.

And the winner of the 2003 True Stella Awards: The City of Madera, Calif. Madera police officer Marcy Noriega had the suspect from a minor disturbance handcuffed in the back of her patrol car. When the suspect started to kick at the car's windows, Officer Noriega decided to subdue him with her Taser. Incredibly, instead of pulling her stun gun from her belt, she pulled her service sidearm and shot the man in the chest, killing him instantly. The city, however, says the killing is not the officer's fault; it argues that "any reasonable police officer" could "mistakenly draw and fire a handgun instead of the Taser device" and has filed suit against Taser, arguing the company should pay for any award from the wrongful death lawsuit the man's family has filed. What a slur against every professionally trained police officer who knows the difference between a real gun and a stun gun! And what a cowardly attempt to escape responsibility for the actions of its own under-trained officer.


2004

The winners are from 5th place to 1st place and there was actually a tie for 5th place:

5TH PLACE(TIED): Kathleen Robertson of Austin, Texas was awarded $780,000 by a jury of her peers after breaking her ankle tripping over a toddler who was running inside a furniture store. The owners of the store were understandably surprised at the verdict, considering the misbehaving toddler was Ms. Robertson's son.

5TH PLACE (TIED): 19 year old Carl Truman of Los Angeles won $74,000 and medical expenses when his neighbor ran over his hand with a Honda Accord. Mr. Truman apparently did not notice there was someone at the wheel of the car when he was trying to steal the hubcaps.

5TH PLACE (TIED): Terrence Dickson of Bristol, Pennsylvania was leaving a house he had just finished robbing by way of the garage. He was not able to get the garage door to go up since the automatic door opener was malfunctioning. He could not re-enter the house because the door connecting the house and garage locked when he pulled it shut. The family was on vacation and Mr. Dickson found himself locked in the garage for 8 days. He subsisted on a case of Pepsi he found and a large bag of dry dog food. He sued the homeowner's insurance claiming the situation caused him undue mental anguish. The Jury agreed to the tune of $500,000.

4TH PLACE: Jerry Williams of Little Rock, Arkansas was awarded $14,500 and medical expenses after being bitten on the buttocks by his next door neighbor's Beagle dog. The Beagle was on a chain in its owner's fenced yard. The award was less than sought because the jury felt the dog might have been a little provoked at the time as Mr. Williams, who had climbed over the fence into the yard, was shooting it repeatedly with a pellet gun.

3RD PLACE: A Philadelphia restaurant was ordered to pay Amber Carson of Lancaster, Pennsylvania $113,500 after she slipped on a soft drink and broke her coccyx (tailbone). The beverage was on the floor because Ms. Carson had thrown it at her boyfriend 30 seconds earlier, during an argument.

2ND PLACE: Kara Walton of Claymont, Delaware sued the owner of a Night Club in a neighboring city when she fell from the bathroom window to the floor and knocked out two of her front teeth. This occurred whilst Ms. Walton was trying to sneak in the window of the Ladies Room to avoid paying the $3.50 cover charge. She was awarded $12,000 and dental expenses.

1ST PLACE: This year's runaway winner was Mr. Merv Grazinski of Oklahoma City, Oklahoma. Mr. Grazinski purchased a brand new Winnebago Motorhome. On his trip home from an OU football game, having driven onto the freeway, he set the cruise control at 70 mph and calmly left the driver's seat to go into the back and make himself a cup of coffee. Not surprisingly the RV left the freeway, crashed and overturned. Mr. Grazinski sued Winnebago for not advising him in the owner's manual that he could not actually do this. The jury awarded him $1,750,000 plus a new Winnebago Motorhome. The company actually changed their manuals on the basis of this suit just in case there were any other complete morons buying their recreational vehicles.


I am pretty sure most people will be like this can't be true,but it is and I was like this is crazy when I first saw the claims as well.So although the insurance companies get some people with their money,they actually pay it back in some ways as well.Could we say this has to do with the law of "KARMA"-what u sow,you shall reap?